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For all transactions, use the following test bank, card, UPI, and wallet numbers to trigger all validations and transfers for Payouts and Cashgram. Add these details while adding the beneficiary, and mock the transfer responses to the provided results. Please note that transfers to any other details other than the ones mentioned below fail. Test mode payouts and validations simulate a live payout but don’t get processed with the bank. All different modes and validation for the TEST and PROD environment have to be enabled by Cashfree before the attempt. Reach out to us by filling out the Support Form.

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Test account details

The SMS notification service is unavailable on the TEST environment, and the OTP is standard across all OTP requests. It is 111000.

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Bank numbers

For banks, the primary parameters for transfer would be the bank account and IFSC number included while adding the beneficiary. Use these test bank numbers to test payouts to a card. Utilised only with test API keys.

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Card numbers

For cards, the primary parameter for transfer would be the card number included while adding the beneficiary. Use these test card numbers to test payouts to a card. Utilised only with test API keys.

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Wallet

For wallets, the primary parameter for transfer would be the phone number included while adding the beneficiary. Use these wallet numbers to test payouts to a wallet. Utilised only with test API keys.

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UPI numbers

For UPI, the primary parameter for transfer would be the UPI VPA included while adding the beneficiary. Use these UPI VPA to test payouts to an account. Utilised only with test API keys.
VPA While in TEST mode, as long as valid external bank information and other relevant conditions get covered, it never requires real identity verification or other interactive steps that are part of the custom account workflow. We also provide a robust postman collection to help test and get started. The security is on the Bearer token approach, and everything is on https. Also, as another security feature, we accept requests only from whitelisted servers. However, in cases of elastic load balancers, static IPs are not an option. We support dynamic IPs architecture through a public key encryption method.