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Cashfree supports payouts to your party using various payout methods. You can payout depending on the preferred payment method for the party. The following are the supported payment methods:

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Bank transfers

Bank transfers via Cashfree Payments support both the IMPS and NEFT payouts. By default, IMPS is the configured mode for payouts, since deposits made using IMPS are instantly credited to the beneficiary account. Below is the comparison between IMPS and NEFT. Select the payment method based on your requirements.
IMPSNEFT
IMPS transfers the amount instantly to the beneficiary account.NEFT ideally takes up to 2 hours to reflect in the beneficiary account.
IMPS is available always.NEFT is available between 1 AM and 6:45 PM on all NEFT working days (Monday to Saturday, except 2nd and 4th Saturday).
IMPS has a limit of Rs. 5 lakhs per payout.NEFT is the default payout method for any amount higher than Rs. 2 lakhs.
Cashfree supports batch payouts for bank transfers only.
You need the beneficiary ID, name, email, phone, bank account number, and IFSC to add a beneficiary for bank payouts. If the bank account details or IFSC is incorrect, the transfer fails.

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Card payouts

You can make the card payouts anytime, including weekends and holidays. With instant payouts, you can immediately send funds to a credit card. Credit Cards Payouts support all credit cards. Payouts are instant for the banks that support IMPS on credit cards and for others it may take up to 48 hours to credit the transferred amount. You need the beneficiary ID, name, email, phone, and card number to add a beneficiary for card payouts.

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UPI payouts

UPI payouts can be made at all times including weekends and holidays. With instant payouts, you can immediately send funds to all valid UPI VPAs.
The transaction limit per UPI payouts is Rs. 1 lakh. Although the transaction limit is Rs. 1 Lakh, the upper limit might vary from bank to bank. This limit ranges from Rs. 10,000 to Rs. 1 lakh.You need to provide a valid UPI VPA for the payouts to go through. No other beneficiary details required. If the provided VPA is incorrect, then the payout fails on initiation.
You need the beneficiary ID, name, email, phone, and VPA to add a beneficiary for UPI payouts. If the VPA is incorrect, the transfer fails.

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Wallet payouts

Wallet payouts can be made at all times, including weekends and holidays. With instant payouts, you can immediately send funds to all available wallet accounts. Currently, wallet payouts support Paytm and Amazon Pay. Paytm
  • Beneficiary should have completed the KYC validation for the Paytm payout to go through, or it fails.
  • Payouts are done instantly and reflect in the statement for the beneficiary.
  • The maximum limit is up to Rs. 1 Lakh if the customer has completed the KYC registration.
  • You only need the beneficiary phone number for making the payouts.
Amazon Pay
  • Unlike Paytm, payouts via Amazon Pay doesn’t require the beneficiary to have the KYC validation.
  • Payouts are done instantly and reflect in the statement for the beneficiary.
  • The maximum limit per transfer is Rs. 10000.
  • You only need the beneficiary phone number for making the payouts.