The primary difference between a Payouts recharge account and Payouts Direct is that a Payouts recharge account gives merchants the flexibility to make payments to their customers using any method that they are comfortable with namely bank, card, UPI, and wallet payments.
Payouts Direct allows you to make instant and automated payments directly from your bank account. Cashfree’s Payouts Direct integrates directly with your bank account, eliminating the need to maintain funds in the Recharge account. The balance in your account is available to make the payments. However, payout methods such as cards, UPI, and wallets payments will not be available for disbursals.