Related Questions
Is there any impact of tokenization on the card payments where the customer enters complete card number?
Does tokenization affect any other payment mode other than cards? Which all card transactions are affected?
What all card details can I save once with tokenization in place?
What is card tokenization?
Does a merchant need to re-provision the already saved cards on another PA/PG if they wish to shift from Cashfree to some other PA/PG?
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What are the RBI guidelines on tokenization?
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What are the RBI guidelines on tokenization?
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Answer
The RBI guidelines on card tokenization are as follows,
Payment aggregator, payment gateway or merchants cannot store card numbers on their servers even if they are PCI/DSS compliant
Card networks and Issuing banks can only store card numbers and offer token provisioning services to other entities in payment industry
The deadline for compliance of these guidelines is 31st of December 2021
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