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NBFC and Fintech
A full-stack
digital lending solution
for NBFCs and FintechsCreate escrow accounts and operate through APIs for loan disbursements, repayments and co-lending, in compliance with RBI’s
digital lending guidelines
.Secure
Scalable
Compliant
Your Payments Partner
India's 1st Fintech platform to enable disbursal of loans and insurance claim settlements
600000
Merchants
80
Processed annually
600
Bank accounts served
Our tailored solution enables NBFCs and their partner LSPs to scale their
digital lending business
Term Loans for individuals & businesses
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Buy Now Pay Later
Co-lending
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Supply Chain Finance
Credit Line Infrastructure
Managed Escrow Solution for NBFCs and LSPs
NBFCs
Perks
Get fully managed escrow set-up with multiple banking partners
Get access to detailed and customized MIS report
Enable LSPs to manage complete disbursement & repayment cycle on Cashfree Payment's Dashboard or use our APIs
Get access to loans, disbursed statements and balance for each LSP on your escrow
LSPs
Perks
Manage multiple NBFC relationships through our solution
Ensure visibility and ability to manage the loan cycle for your customer base
Get access to dashboard and APIs for disbursement and repayment on NBFC escrow
Get access to detailed and customized MIS report for loans originated and repaid for your customers
Make
instant loan disbursals
directly from your current or escrow accounts with Cashfree Payments’ APIsContact Sales 
Disburse loans from multiple accounts
Connect multiple existing current or escrow accounts and switch between them for payout.
Enable co-lending use cases with NBFC escrow
Create flexible virtual accounts and use APIs on your NBFC escrow account to enable co-lending use case.
Reduce dependency on a single bank
Switch between connected bank accounts. Avoid any unforeseen exigencies of bank downtimes with multi-bank support.
Get support at lightning speed
Get dedicated support to set up multiple party escrows or trustee escrows for disbursal.
Banking Partners:
Powerful merchant dashboard
Disburse loans
and make other payments directly from your connected business accountAdd borrowers and make up to 10,000 payouts in seconds from NBFC escrow
Track transfer status and reasons for failure in real time
Generate custom reports for deeper analysis
Streamline loan disbursals with direct Payouts integration
Cashfree Payments helped Northern Arc provide instant consumer &
business loan disbursals
and effectiveloan solutions
to all, by simply integrating direct Payouts in their Loan Origination System, eSthenos. With this, Northern Arc could:
Verify borrower bank accounts before disbursing consumer & business loans.
Save man hours by disbursing thousands of consumer & business loans automatically.
Automatically reconcile failed transfers and reversals.
Effortlessly collect payments while adhering to RBI's digital lending guidelines
Collections and reconciliation
Receive loan repayment directly into your NBFC account. Instant reconciliation & same day settlement.
Recurring payments
Set up recurring mandates for repayment. Collect recurring payments via debit cards and Net Banking using NACH E-mandate & UPI Autopay using TPV flow.
Split payments
Split repayment received and settle into co-lenders’ accounts directly.
Recommended for
co-lending use cases
Real-time reports
Leverage repayment reports and statements data for accounting compliance.
Collections and reconciliation
Collections and reconciliation
Receive loan repayment directly into your NBFC account. Instant reconciliation & same day settlement.
Recurring payments
Recurring payments
Set up recurring mandates for repayment. Collect recurring payments via debit cards and Net Banking using NACH E-mandate & UPI Autopay using TPV flow.
Split payments
Split payments
Split repayment received and settle into co-lenders’ accounts directly.
Recommended for
co-lending use casesReal-time reports
Real-time reports
Leverage repayment reports and statements data for accounting compliance.
Verify Borrower identity
Onboard borrowers with ease using our 360° Verification Suite
[For individuals and businesses] Provide an easy onboarding experience for your users by verifying their bank accounts & UPI IDs, PAN, Aadhaar and GSTIN using our APIs and dashboard.
Revolutionize lending with Cashfree Payment's solution for NBFCs & LSPs
With
Cashfree Payments
With
Other Platforms
Time to go live
Easy to integrate and go-live in 3 weeks
Difficult to integrate. Delayed onboarding
Product Suite for different payment needs
One-stop solution. Low code APIs & dashboard access for easy loan disbursement & collections
Fragmented and siloed products. Multiple vendor integrations required
Ease of service
Dedicated support in escrow creation
Multiple points of contact
Dashboard
Connect multiple escrow/current accounts with single dashboard
Multiple dashboards, and limited view
Risk Mitigation
Real time risk management with powerful risk engine
Have better control on funds movement, take action, and minimize risk with real-time updates.
Set transaction limits
API level security checks
Fraud detection
Ready to get started?
Collect customer payments, make payouts, manage international payments and so much more. Create your account or contact our experts to explore custom solutions.
Easy onboarding
Dedicated account manager
API access