Send money via:

UPI API
IMPS API
RBL API
API Banking
PAYTM API

Payouts just the way you wanted

Payouts API

More than just bank transfers

Send payouts to any UPI-BHIM ID, PayTM wallet or debit card. Verify bank accounts in real time.

Payouts

Works on holidays

Payouts work 24x7. Money moves even when banks don't.

Mass Payouts

Simpler file uploads than banks

Move ahead of file upload errors. Bulk payouts are easy now.

Masspay

Cashgram is a web link businesses can send to their users to request account information and process a payout. Once the user submits their bank account, UPI-BHIM ID or PayTM number, a payout request is generated which can be approved to send money.

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Case Studies

Payouts

For Cash on
delivery refunds


For Bank Account
validation


For Instant
player cashouts


For Marketplace
vendor payouts

Do mass payments using

View API docs

Explore everything you can do with the powerful API and how to get started.

Test your Payouts API integration

Use the Cashfree sandbox to complete an end-to-end test of your integration, including positive and negative test scenarios.

Use Payouts to verify bank accounts

Use the Payouts API to pass account number and IFSC. Cashfree confirms if the account exists and returns the name of the account holder at the bank.

Kits to make integration a breeze

Visit our Payout Github page to integrate in PHP, Python, Java, NodeJS, .NET, Ruby.

Webhooks

Get notified when a payout related event occurs.

Making single Payout transfers from dashboard

Add beneficiaries instantly and make a payment.

Making bulk transfers by uploading a file

Create a payout file and upload it using the Merchant dashboard

FAQ

Bulk transfers via bank account happen by uploading a spreadsheet on the banking portal or manually adding every beneficiary before transferring. Cashfree automates bulk transfers fully via APIs AND offers a much simpler alternative to uploading files on a bank portal.

Unlike banks, where a single error in a payment file can block all the bulk payments, using Cashfree, even if there are invalid records in a file, valid transfers go through. Reconciliation for failed and invalid transfers is automated so you always know which transfer failed out of hundreds of payments, and why. At Cashfree, new beneficiary addition and activation is instant.

Cashfree also allows you to send money to any PayTM account or UPI address in addition to bank accounts, even on holidays.

Lastly, all of this can be automated and built into your product or internal systems using our powerful APIs.

Yes, we need you to be a business. If you are not yet registered as a business but plan to start soon, it is possible to get access to a test account and explore the API. We can also set up an account with limits on payout volume after understanding your business.

We require a cancelled cheque, proof of business registration, PAN card of business and business owners.

To get started, you can contact us and request to be called back. We will reach out, understand your business and get you started. You can also Sign Up here and share the required details. Your account manager will contact you. Meanwhile, you can also look at the API doc and try things using test credentials.

Using bulk file uploads or manual transfers requires no technical expertise and is the quickest way to get started. Integrating the API can take a day or two depending on the complexity of integration. Many businesses start by using the bulk file upload or manual transfer option, and gradually automate operations by integrating the API.

Transfers to bank accounts happen instantly or within a few minutes, depending on your business requirement. Transfers for amounts in excess of Rs 2,00,000 are restricted by banking hours and can take longer. A payout to UPI-BHIM ID or PayTM wallet is instant.

Yes, it is possible to make bulk payments even on Sundays and bank holidays.

Transfers to incorrect account details fail instantly. For certain banks, it may take upto 24 hours to receive a confirmation of failure.

Yes, you can send money to any active savings or current bank account in India. However, NRE and NRO bank accounts are not supported.

It is possible to send a mass payout to India from another country. The purpose of the payment must be known while setting up the account.

An Indian business can also send a payout to other countries. However, there are restrictions around the volume of payments and the purpose of payments. Get in touch with us to learn more.

Banking with:

ICICI Bank
Axis Bank
HDFC Bank
Indus Ind Bank

and more