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softPOS

Smarter Payments at the Points of Sale

Accept payments in-store, online, or on delivery, all from one simple solution. Seamless integration, real-time tracking, and faster processing — all through one solution.

Unified Payments

Real-time Insights

Fast Processing

Contact Sales

From QR to EMI — Built for Your Business

Assign a unique Virtual Payment Address to each customer. Simplify reconciliation, track payments, and eliminate mismatches. Perfect for lending, logistics, and education.

Let customers split payments into EMIs directly through UPI, along with low-cost and no-cost EMI offers. Works with both static and dynamic QR codes, whether offline or online.

Generate dynamic QR codes through your billing system or softPOS app. Receive instant payment confirmation for every transaction.

​​Create free static QR codes via the softPOS app. Customers can scan and pay from any UPI app, online or offline.

Smarter UPI Payments Everywhere You Sell
Offline Retailers with Physical Storefronts

D2C brands, grocery stores, lifestyle retailers, and others can accept all payment modes, including BNPL, directly at their stores. Perfect for pharmacies, beauty & wellness outlets to boost conversions and average order value.

Service-Based Agent Fleet

Assign orders to your field agents and let them collect payments in just two clicks. Track and manage collections seamlessly, with instant reconciliation for smoother operations across delivery and service teams

NBFCs & Nidhi Companies

Enable agent-based, door-to-door recollections at scale. Generate QR codes or payment links for agents on the ground quickly, while tracking payments centrally.

Lending, Logistics, Education & More

Assign unique VPAs or static QR to each customer. Payments map automatically to the correct account — ideal for loan collections, delivery tracking, or fee management.

Beyond Payments: Efficiency, Control, and Growth
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Reduce operational overheads

Automated 3-way reconciliation eliminates manual effort and improves accounting accuracy.

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Simplify partner and vendor payouts

Split settlements ensure timely and transparent distribution of funds across stakeholders.

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Strengthen cash flow management

Same-day settlements accelerate fund availability and support smoother operations.

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Align solutions to your workflows

Custom solutioning addresses unique business models and integration requirements.

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Drive higher conversions

Affordability options such as EMI on UPI QR help capture high-value sales

Frequently Asked Questions

As a business owner, you need to create your Payment Gateway Account with Cashfree Payments. Click here to create an account, complete KYC, and your account will be activated within 48 business hours.

Once your account is activated, you can ask your Account Manager to request soft POS activation.

Your Account Manager will share a dedicated soft POS mobile app link with you, you can log in with your Cashfree Payments Account login credentials and start collecting payments.

Note for existing merchants: You can use your existing Cashfree Payments login credentials to log in on the soft POS mobile app. Ask the account manager to activate your soft POS mobile app.

How to add agents/staff:

  • Share the name and mobile number of all the agents you want to add to your account with your Cashfree Payments Account Manager(AM).
  • AM will create a dedicated soft POS mobile app link for each agent
  • You can share the links with agents, who can then download the soft POS mobile app from the google play store and start collecting payments.
Using this soft POS application, as a business, you and your agents can accept payments via
  • QR Codes for UPI payments
  • Payment link for all payment methods like Cards, UPI, Wallet, Net Banking, EMIs, Buy Now Pay Later, etc.
  • Cash
  • Tap and Pay
There is no limit on the number of agents who can be added to the payments collection Master account.
There are no daily transaction limits but merchant can set limits on the amount processed per transaction via each agent soft POS mobile app, which can be customized by the merchant.
No, the soft POS mobile app is absolutely free, Cashfree Payments only charges you standard payment gateway charges  per transaction. There are no maintenance or registration fees for the soft POS mobile app.
All transactions done by each delivery agent can be tracked and analyzed in the centralized merchant dashboard. Agents can only view transactions done on their soft POS mobile app and not the total transactions done by the merchant.
You can activate EMI on UPI directly from your Cashfree dashboard. Once enabled, customers can choose the EMI option at checkout, either in-store via static/dynamic QR codes or during online payments.
No, you don't need extra hardware. EMI on UPI works seamlessly with your existing QR codes (static or dynamic) and requires no additional equipment or setup.
By offering EMI on UPI, you make high-value products more affordable to customers. This leads to higher average order values and increased conversions, especially for expensive items.
You can assign unique VPAs (Virtual Payment Addresses) to each customer via your Cashfree dashboard, allowing for easier tracking and reconciliation of their payments.
With a unique VPA for each customer, payments are automatically linked to the right customer, making reconciliation faster, more accurate, and reducing manual errors.
Yes, Customer VPAs can be used for both one-time and recurring payments, making them highly flexible for different business models like subscriptions, education, or loans.
Once you’ve assigned a VPA to a customer, all their payments will be automatically linked to that VPA. You can track and reconcile these payments easily through your Cashfree dashboard.
Customer VPA is ideal for businesses that need precise tracking, such as lending, education, logistics, and subscriptions, as it simplifies payment matching and improves accuracy.
Yes, EMI on UPI integrates seamlessly with your current payment system. It works with your existing QR codes, payment gateways, and checkout processes, requiring no major changes to your setup.
You can access real-time reports and analytics on both EMI on UPI and Customer VPA through your Cashfree Merchant Dashboard. Track payment success rates, customer adoption, and financial reconciliation all in one place.

Have more questions?

Visit our support page
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Ready to get started?

Collect customer payments, make payouts, manage international payments and so much more. Create your account or contact our experts to explore custom solutions.

  • Easy onboarding

  • Dedicated account manager

  • API access

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